Money Skills Series

Money Skills

Practical money mechanics — pay stubs, checks, credit, interest, and loans explained plainly.

Episode 1

How To Count Change Back

Six dollars and fifty-three cents. That is the change from a twenty on a...

Episode 2

How To Read A Pay Stub

Your offer letter said twenty-eight dollars an hour. Your paycheck said seventeen twelve. What...

Episode 3

How To Endorse A Check

Before a check is worth anything you have to sign the back. That signature...

Episode 4

How To Fill Out A Deposit Slip

Most people skip the deposit slip and just hand the teller a check. But...

Episode 5

Understanding A Money Order

A money order is like a check except the money is already guaranteed. No...

Episode 6

Cash Handling For Small Business

If you run a small business that takes cash, this one is for you....

Episode 7

Understanding Your W-2

Your W-2 comes every January. It tells the IRS what you earned and what...

Episode 8

Understanding A 1099

If you are self-employed, freelance, or do contract work, you will get a 1099...

Episode 9

How Compound Interest Works

One thousand dollars. Seven percent. Simple interest, same thing every year. Seventy dollars added...

Episode 10

True Cost Of A Car Payment

Sticker price thirty-five thousand. Sounds manageable. Financed at seven point nine percent for seventy-two...

Episode 11

Interest Rate vs APR

Two loan offers. Loan A, six point five percent. Loan B, six point two...

Episode 12

How To Read A Loan Agreement

Before you sign any loan, four things to find and read. Principal, the amount...

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Educational content only. Not financial advice. HRP Financial · Bushland, TX · 806-683-3110.