The Protection Series

The Protection Series

Calm, clear answers on protecting your family — life insurance, beneficiaries, estate basics.

Episode 1

What Is Life Insurance

Life insurance is a contract. You pay a premium every month. In exchange, if...

Episode 2

Term vs Permanent

Two main types of life insurance. Term covers you for a set period. Ten...

Episode 3

What Is A Beneficiary

Your beneficiary is the person who receives the death benefit when you die. This...

Episode 4

No Plan, No Protection

What actually happens to your family's finances if you die tomorrow. The mortgage does...

Episode 5

What Are Living Benefits

Most people think life insurance only pays when you die. Some permanent protection policies...

Episode 6

How Much Do You Need

How much life insurance do you actually need? Here is a starting framework. Take...

Episode 7

What Is An Estate Plan

An estate plan is not just for wealthy people. It is for anyone who...

Episode 8

The Money Conversation

The number one cause of financial failure in a marriage is not debt. It...

Episode 9

Best Time To Start

When is the best time to start a permanent protection policy for a child?...

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Educational content only. Not financial advice. HRP Financial · Bushland, TX · 806-683-3110.